The Florida Legislature approved a budget in which they are providing $30.1M to downpayment assistance programs allowing people to use the Federal $8K tax credit for a downpayment. For 5 months as of July 1, those qualifying for the First Time Homebuyers Tax Credit, will be able to apply for downpayment assistance through their local…

Yes, you heard me correctly. Now is an excellent time to purchase that Central Florida home that you’ve been dreaming about! You don’t believe me, well then read on. If you look historically, you will note that the real estate market is cyclical, but this can also be said of many facets of our society….

You should! Yes, we’ve read and heard about the all the doom & gloom in the real estate and mortgage industries. And there is a lot of truth to this. But at the same time we need to look at the larger picture. I know that for some that may have gotten caught up in…